Cash Flow Solutions, Inc. invests in daily monitoring. Other companies do a form of funds guessing, hoping to find money in the customer's account.

1st Step - Blind Re-Presentment: Other companies debit check writers' accounts in the blind without knowing if there are funds to cover the check. They submit one debit for the check amount and another for the return fee. 45% of the blind debits bounce back ~ just like a returned check. This means that the customer is now being charged a $30 bank fee for both the check amount and the return fee.

2nd Step - Timed Re-Presentment: Other companies then will wait until "payday", the first or the fifteenth of the month, to resubmit the debits a second time. 45% of the timed debits also bounce back. The customer is once again charged bank fees for both the check amount and the return fee.

One check can accumulate four electronic debits which would total $120 in bank fees (4 x $30). Just imagine, $120 in bank fees and the debit is still not resolved.

Our system offers more opportunities for check writers to resolve their check debts rather than to pay excessive bank fees.