Online Bank Login It's really this easy to link a bank account. Select Bank Choose from a list of top financial institutions to authorize account. Login User logs into bank’s secure portal and answers security questions. Link Account User chooses the bank account to perform ACH transaction. Easy to remember, easier to pay More than two-thirds of account holders use online and mobile banking regularly. What if a bank doesn't support online login? No problem. Our API still links and authorizes the account in real-time. Manual Entry Enter Account & Routing # Verify Bank Credentials Authenticate User Identity Real-Time Integration Mobile Check Capture Mobile App Integration Snap Photo of a Check Auto-Populates Check Data Real-Time Integration Limit Micro Deposits Bad User Experience Requires Additional Steps High Abandonment Rate Excessive User Friction Real-Time Fraud Prevention Connect to a host of real-time risk verifications based on your transaction needs to transact without fear. IDENTITY ACCOUNT HISTORY KYC OFAC Security you can trust Tokenized All login credentials are tokenized upon enrollment in order to minimize security risks for you and your customers. Bank Direct Our direct bank API connection allows for safe, secure transactions instead of unsecure screen scraping. Encrypted All data, both personal and financial, is encrypted with full bank-level 256-bit encryption. Secure Storage Your data is stored in a SOC2 audited facility to prohibit fraudulent and unauthorized access.